De La Cruz Agency Terms of Service

Acceptance of These Terms

By accessing or using the De La Cruz Agency website ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site. We reserve the right to update these Terms at any time, and continued use of the Site following any changes constitutes acceptance of the revised Terms.

Use of Our Website & Services

You may use our Site to learn about our insurance offerings, request quotes, and contact our agency. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of, the Site by any third party. Prohibited conduct includes harassing, misleading, or submitting false information through our quote forms or any other channel on the Site.

Quote Requests & Insurance Information

Information provided through our quote request forms is used to generate insurance estimates and connect you with a licensed agent. Quotes are estimates based on the information you provide and are not a guarantee of coverage, pricing, or policy issuance. Final premiums and coverage are determined by the insurance carrier upon underwriting. Any policy issued is governed by its own terms, conditions, and exclusions, which take precedence over any information presented on this Site.

No Professional Advice

The content on this Site is provided for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult with a licensed agent or qualified professional before making decisions about your coverage. Nothing on this Site creates an agent-client relationship until a policy is purchased.

Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of De La Cruz Agency or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or modify any content from this Site without our prior written permission.

Third-Party Links & Content

Our Site may contain links to third-party websites or services that we do not control. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms and privacy policies before using them.

Limitation of Liability

To the fullest extent permitted by law, De La Cruz Agency shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, this Site or any information provided through it. Your use of the Site is at your sole risk.

Indemnification & Liability

You agree to indemnify and hold harmless De La Cruz Agency, its owners, agents, and employees from any claims, damages, or expenses arising from your misuse of the Site or your violation of these Terms.

Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in Colorado.

Changes to These Terms

We may revise these Terms from time to time. The most current version will always be posted on this page with the updated "Last updated" date. Your continued use of the Site after any changes indicates your acceptance of the new Terms.

Contact Us with Questions

If you have questions about these Terms of Service, please contact us at:

De La Cruz Agency 2950 Brighton Blvd Ste 10 Denver, CO 80216 Phone: (720) 794-5440 Email: service@delacruzagency.com