Auto
What’s in your garage? There’s as many answers to that question as there are drivers. You probably chose your vehicle because it fits your lifestyle and what you care about. Your auto insurance can do the same.
Auto Insurance
If you're like most people, you probably don't think about auto insurance until you need it. And then it's a scramble to find the best coverage at the best price. At De La Cruz Agency, we want to take the hassle out of finding auto insurance. We offer full coverage auto insurance policies that will protect you and your family in case of an accident. Plus, our Colorado insurance agency has years of experience providing quality auto coverage to our clients. Learn more and get in touch with us today for high-quality auto insurance.
I’m your local insurance agent Pamela De La Cruz, and I work with individuals and families in Colorado. I provide my customers with the information they need to select auto coverage that reflects how they want to protect their vehicles and assets.
Let’s have a conversation about your options!
Why You Need Auto Coverage
Auto insurance is an essential part of owning and operating a car. While auto policies may vary, the standard auto policy covers for liability, collision, comprehensive coverage, uninsured/underinsured motorist coverage, and towing and labor costs. This means your auto policy will cover any damage to your vehicle or other property in case of an accident. It can also provide protection for medical payments and any legal fees incurred in the event of an auto accident.
Additionally, auto insurance is required by law in many states, including Colorado. This means you could be subject to fines and other penalties if you don't have auto insurance coverage. So it's important that you understand your auto insurance requirements and shop for the coverage that meets your needs.
MAIN TYPES OF AUTO COVERAGE
Getting the right auto insurance coverage can help ensure you are covered adequately. Learn about the different types of auto coverage and what they can help protect you from.
Comprehensive
Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage. Learn more about the difference between collision and comprehensive coverage, and what each can specifically offer you.
Collision
Collision coverage helps cover the cost to repair or replace your own vehicle when you’re at fault. It covers collisions with other vehicles, objects and animals.
Liability
Liability coverage helps pay the cost of injury to others and damage to their property when you’re at fault. This coverage is required by law in nearly all states.
How Does It Work?
Auto coverage is designed to protect you financially if you’re involved in an auto accident. Depending on the type of policy, auto insurance can cover vehicle repairs or replacement costs, medical expenses, and other damages. Generally, auto insurance works by paying a monthly or quarterly premium to the insurer in exchange for coverage.
Benefits of Auto Coverage
Auto coverage is essential for protecting your financial interests. It can help cover medical expenses, vehicle replacement costs, and legal fees in case of an auto accident. Having auto insurance also makes it easier to get auto repair estimates and handle claims. Plus, auto insurance can provide peace of mind in case of a medical emergency or auto accident. Our team can help you find the right auto insurance policy for your specific needs.
Towing and Roadside Service
Towing and Roadside Service provides 24/7 roadside assistance if your car is disabled and helps pay for tire changing, locksmith service and jumpstarts.
Rental Car Reimbursement
Rental Car Reimbursement covers the cost of renting a car for up to 30 days while yours is repaired.
Guaranteed Value™
Guaranteed Value™ pays you a defined, agreed-upon value if your car is a total loss.
Customized Equipment
Customized Equipment covers the cost to repair or replace aftermarket equipment like infotainment systems and custom wheels.
Collision Coverage
Collision coverage helps cover the cost to repair or replace your own vehicle when you’re at fault. It covers collisions with other vehicles, objects and animals.
Comprehensive Coverage
Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.
Why Choose De La Cruz Agency for Auto Insurance
De La Cruz Agency has been providing quality auto coverage to our clients for decades. Our team of experienced auto agents is committed to finding the best auto coverage for you and your family. We offer full auto insurance coverage with competitive rates, so you can rest assured that you'll be protected in case of an auto accident. Plus, we have a variety of discounts available to help make auto coverage more affordable.
If you’re ready to protect yourself financially with auto coverage, contact De La Cruz Agency today. We have a wide range of policies and will work closely with you to evaluate your specific needs so you can get the auto insurance coverage that’s right for you. Don’t wait — get in touch with us today to start protecting yourself with auto insurance! Our auto insurance experts are here to answer your questions and help you find the right auto policy for your needs. We look forward to hearing from you!